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Home Insurance Coverage: 6 Things it Doesn’t Include

Your home is a huge investment, so it only makes sense that you should protect that investment. Homeowners insurance coverage you can count on makes all the difference. It can financially protect you if any damage occurs to your property or the belongings in your home. But, of course, it’s also important to understand that […]

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Condo Insurance

Understanding Homeowners Insurance Coverage

Your property is one of your most valuable investments, which means that it is crucial to protect it with homeowners insurance. You may even already have insurance for your home, but how well do you really understand your policy? Coverage varies, so it can be a little confusing. Unfortunately, there isn’t a one-size-fits-all policy. With […]

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The Building Burns With Fire

How to Insure a Home in a High-Risk Area

Your homeowner’s insurance typically covers any damage to your house that’s caused by a natural disaster. Although, when you live in certain areas, finding suitable insurance can prove to be challenging and expensive. Most companies that do provide high-risk fire insurance have more costly premiums, but not insuring your property isn’t an option, especially in […]

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home insurance

Mobile Home Insurance

Mobile home insurance provides financial protection in case your home is damaged, much like a general homeowner’s insurance policy. The details of your coverage will depend on the policy you choose. Even though it’s not a legal requirement, both mobile home communities and mortgage companies typically consider proof of insurance a necessity. And really, forgoing […]

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mcgann home insurance

Better Rates On Homeowners Insurance

Homeowners insurance is a smart investment to protect the equity you’ve accrued in your home. When you purchase insurance the rates will generally be based on the value of your home.  However, there are ways to earn discounts to reduce the cost of your home insurance rate: Homeowners Insurance and Other Policies Insurance companies typically […]

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House Fire high risk fire insurance

Getting Fire Insurance in High Risk Area

The past couple years have seen fires throughout California take dramatic and tragic turns.  The effects have been particularly harsh in Northern California where an entire city was destroyed and over 100 people killed.  Beyond the physical and human toll, this has now altered the entire fire insurance picture. So, what is the impact? How […]

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